Ways to Stay Healthy in the Workplace

image of heart and stethoscopeIf you work in an office, you might worry about the toll that sitting at a desk all day takes on your health. It might impact everything from your posture to your blood pressure. It’s your responsibility to to minimize the impact of sedentary work on your health.

Staying healthy at work is important for everyone. Often, if you work in a healthier environment, you become more productive and happier with your job. Take steps to keep your wellness in check, even on the job.

Tips for Improving At-Work Health

Working every day means that you’re likely in the same place for long periods of time. This routine might negatively impact anyone’s health. However, consider some of the ways you can stay healthier at work.

  • Bring your own lunch (and even breakfast) to work. This will reduce the frequency that you have to eat out. You can have control over preparation of your own food, and you can often invest in healthier options. Not only that, you can usually save money.
  • If you need to snack at work, try to avoid candy or carbohydrate-laden food. Try eating nuts, dried or fresh fruit or protein bars instead of sodas and candy bars.
  • Drink plenty of water. Set milestones to monitor how much you drink throughout the day. For example, attempt to drink one 8 oz. glass of water by 10 a.m., another by noon and so on. You will be able to improve your hydration while avoiding sugary, unhealthy drinks.
  • Keep a sanitary work space. Always wash your hands, and clean up after using common areas like break rooms.
  • Commit to time away from your computer. You need to give your eyes periods of rest after staring into lighted screens. For example, eat lunch and take breaks away from your desk. Read a book or magazine during this period.
  • Take work breaks throughout the day, if you can. This can help reduce stress and help you focus on your work when you return. Many companies even require employees to take periodic breaks.
  • Move around. For example, take time during your break to walk around outside or do some stretches at your desk. This can help improve your muscle tone and circulation.
  • Consider enhancements to your desk like a standing platform or posture straightener. These mechanisms might help you remain more active and engaged in work.

If you try to stay healthy at work, you might lessen your risk for illness or other negative health developments like obesity, arthritis or diabetes. This means that you’re less of a risk in the eyes of your health insurer. You might even pay less for your coverage as a result.

3 Questions to Ask Before You Purchase Business Insurance

word image for various insurance termsBuying business insurance in Oklahoma is like any other investment made in your company. Buy with confidence. To do that, you need to know what you need. You also need a trusted agency that offers a variety of policy options. The more customized and specific the plan is, the better.

There are many things to ask your agent. Discuss concerns with pricing. Talk about your business operations. Work to minimize any risks present. These are three key questions you need to ask:

#1: What Are You Buying?

Be specific here. Most companies need a comprehensive plan. This should include:

  • Property insurance
  • Asset protection for inventory, equipment, and furnishings
  • Liability insurance
  • Business interruption insurance
  • Commercial auto insurance (if you operate a vehicle)
  • Workers’ compensation insurance

Then, ask about each policy. Know the limits of each. Examine the policies for the specific, named assets listed on them. Most importantly, focus on the cost. Be sure it fits within your company’s budget.

#2: What Exclusions Apply?

Next, ask the business insurance agent about exclusions. Nearly all business insurance will have exclusions. For example, property insurance often excludes flooding or terrorism-related damage. If your policy has an exclusion, find out why. Then, discuss any endorsements. An endorsement is an additional insurance policy. It allows you to cover the business for a specific risk. It is highly effective at protecting from high-risk situations. Discuss your need for these. Your business insurance agent can help you.

#3: What Insurance May You Need Soon?

Companies grow. As you increase your customer count and business products, your insurance needs change. Your business insurance needs to grow with you. For that to happen, you need a policy that is reliable. It needs to meet increasing revenue and risks. Your business insurance agent will help you with this.

Some key types of coverage to inquire about include:

  • Cyber liability insurance
  • Employee dishonesty insurance
  • Professional liability insurance
  • Umbrella liability coverage
  • Errors and Omissions insurance
  • Comprehensive property coverage

Discuss how your business works now. Discuss any pans you have to expand. Do you plan to scale your business? Perhaps you are moving into new products or services. Provide this insight to the agent. Keep this person updated on the changes to your company over time. This ensures your policy remains up-to-date and properly fitting to your needs.

Focus on your business insurance needs now. Work closely with your Insurance One agent to minimize the risk of not having proper coverage. You also need to have ample coverage. Review your policies on an annual basis. Update them to match your business’s current and growing needs. Call 800-475-0001 to speak to a local insurance professional.